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| Commercial loans--South Africa. (1) |
| Financial crises--Economic aspects--South Africa. (1) |
| New business enterprises--South Africa. (1) |
| Small business--South Africa--Finance. (1) |
| Small, medium and micro enterprises (SMMEs) (1) |
| Theses--Leadership and management. (1) |
| uMzimkhulu Municipality. (1) |